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Therapy Prescriptions

A physician referral is no longer required to begin physical therapy in the state of Michigan, however most insurance companies will not pay for your therapy without one. We accept referrals from medical doctors (D.O. and M.D.), dentists, podiatrists, physician assistants and nurse practitioners. We routinely send copies of your evaluation and progress notes to your referring physician to keep them informed of your progress in therapy.


You are responsible for contacting your insurance company to determine your coverage for physical therapy, including any deductibles, co-pays and co-insurance. We participate with most insurance companies including Medicare and will bill your insurance company for your therapy services. Please keep us informed of changes in your insurance and remember that your insurance coverage is a contract between you and your insurance company and you will be responsible for any remaining balance on your account. We accept personal checks, money orders, cash, credit cards, debit cards, and Flex spending/HSA payments. Payment plans are available if you are having difficulty making payments.

Other insurances we are in-network for or can accept include:

  • Aetna
  • Align Networks
  • Anthem
  • Auto Insurance
  • Blue Cross Blue Shield
  • Blue Care Network
  • ChoiceNet/HealthNet and other Veteran's programs
  • Cofinity
  • Golden Rule
  • HAP
  • Humana
  • Liability Insurance Claims
  • McLaren
  • Medicare
  • Medicare Plus Blue
  • Medrisk
  • Meridian
  • Meritain
  • Molina
  • Optum Health
  • Palmetto
  • PHP
  • Priority Health
  • Self Pay (for uninsured patients or those who have exceeded their insurance benefits)
  • Theramatrix
  • TriCare
  • United Healthcare
  • Worker's Compensation including OWCP

**If you do not see your insurance on this list, please contact us to verify our status.

We are not in-network providers for ConnectCare or Cigna.


We participate with Molina, McLaren, Meridian, and Priority Health Medicaid programs. However, straight Medicaid DOES NOT pay for private practice physical therapy in Michigan. If you are receiving therapy through one of the mentioned programs and your coverage is converted to straight Medicaid at any time, you will be responsible for the cost of your therapy during that time.